If you're strictly looking for the highest interest rate though, your choice may depend on the term you choose. CIT BankĬIT Bank might be a good choice if you are planning on getting a jumbo CD. If you prefer to deposit $500 or more into a CD, you'll want to review the CD early withdrawal penalties and interest rates to see which institution has the better option for you. Ally is one of the few banks that doesn't require a minimum opening deposit, so it'll be the best option if you have less than $500 to start with. Allyīoth financial institutions offer strong CDs. You'll want to talk to current members or read online customer reviews to get a better understanding of whether America First will be a good fit for you. The BBB gave America First Credit Union an A+ rating.Ī good BBB rating doesn't necessarily mean that you will have a similar experience as others. We also include ratings from the Better Business Bureau to provide information on how financial institutions deal with customer issues and handle transparency practices. America First Credit Union trustworthiness and BBB ratingĪmerica First Credit Union hasn't been involved in any recent public controversies. To become a member, you must open a share savings account. If you have a family member or spouse that's a current member, you're also able to join. You're eligible for membership at America First Credit Union if you live, work, worship, or volunteer in an Arizona, Idaho, Nevada, or Utah county mentioned on this list. In the Apple Store, it received 4.9 out of 5 stars.Īmerica First is federally insured by the NCUA, so up to $250,000 is secure in your bank account. The America First mobile app has 4.7 out of 5 stars in the Google Play Store. Contact a customer service representative from 8 a.m. Members also have access to over 5,600 shared branches and 60,000 surcharge-free ATMs through the CO-OP Shared Network.Ĭustomer support is available over the phone, through email, or via live chat. How America First Credit Union worksĪmerica First Credit Union has 128 branches in Arizona, Idaho, Nevada, and Utah. Account balances over $5,000 earn higher interest than the credit union's savings account, but it's still lower than what online banks might offer.Īmerica First also has a money market checking account which comes with a debit card - but you'll need to deposit at least $10,000 to open an account. The America First Credit Union Money Market Savings Account may be ideal if you're able to maintain a high balance on your account. Read Our Review A looong arrow, pointing right
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